Retirement Planning
Retirement planning has changed dramatically for the majority of the workforce today.
Many have had to postpone retirement due to the economic collapse suffered in 2008.
Our recommendations are based on guaranteed solutions which have proven results for the last ten years. Every one of our clients who took our advice on annuities has grown their savings each and every year. No losses to recover in addition to continued growth.
Fixed Indexed Annuities are binding contracts issued by insurance companies in exchange for premium deposits. The contracts guarantee to pay the amount specified in the contract. The payouts can start immediately or defer until a later date. Interest credited during the deferment period is tax deferred. The funds are guaranteed by the issuing insurance company. Indexed Annuities protect you from market downturns but allow you to earn higher rates when the market rises. Many companies pay premium bonuses when you purchase your contract. Contrary to popular belief, (age 59/12 or older) fixed annuities today offer penalty free withdrawals, guaranteed lifetime income without losing control of your funds. In the event of death your remaining funds go to your named beneficiary.
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