There’s no greater wealth in the world
than peace of mind.

– Unknown

You can have Guaranteed Life Income without
Downside Market Risk and still have
Access to Your Funds.*

*If you’re currently working and age 59 1/2 or have recently changed employers, you may be eligible to roll funds from your retirement plan to secure retirement program without downside market risk and still have access to your funds.

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benefit alternatives retirement planning
benefit alternatives insurance
benefit alternatives insurance company

Benefit Alternatives specializes in creating safe, secure insurance plans for individuals and businesses that protect our client’s money and provide peace of mind regardless of economic changes.

Areas of Expertise include:

Retirement & Estate Planning

  • 401(k), 403(b), IRA , CD, Money Market Account rollover to secure plans with flexible options and potential High Interest Returns without Downside Market Risk* without losing access to your funds.
  • Dual Purpose Funding for College Tuition

Business Owners

  • Customized employer and employee benefit programs designed to build supplemental Tax-Free Retirement Income
  • Exclusive employer and employee guaranteed-issue Life, Disability, Dental and Vision coverage
  • Key Employee Retention
  • Funded Business Continuation

Federal Employees

  • Immediate access to funds
  • Alternative Secure Retirement options for federal employees
  • Thrift Savings Plan (TSP) rollovers to secure plans with Immediate Access, Flexible Options and potential High Interest Returns without Downside Market Risk*
  • Alternative plan options for Spousal Survivorship
  • Alternative plan Cost Reduction of optional Federal Employee Group Life Insurance (FEGLI)

Benefit Alternatives is an independent agency that creates a Customized Strategy based on your circumstances and financial goals.
Benefit Alternatives has strategic partnerships with several carriers and can provide clients with Guaranteed-issue and other products which require an in-depth knowledge of the products and decades of industry experience to represent.
Benefit Alternatives has a Proven Track Record. Arthur "Bo" Mills, LUTCF, Founder/CEO, Ray Booth and Norman Allen have worked together for over three decades providing clients with the expertise required to navigate the complex and ever-changing world of insurance benefits.
* Rollover qualified plans at age 59 1/2 or older while still working or at termination of employment.